We Finance a MORE SUSTAINABLE FUTURE – National Sustainability Day
. 2025-09-25
On this day, BPF emphasizes its role in supporting the economy through sustainable finance solutions for businesses:
Small and Medium Enterprises (SMEs), through guarantees
- What? Focus on facilitating companies’ access to credit by providing guarantees to improve energy efficiency and production processes, among other purposes, reducing operational costs and strengthening competitiveness.
- How? Through guarantees with special conditions, such as longer terms and subsidies.
- Featured products: InvestEU SME and Small Mid-Caps – Sustainable Investment, Decarbonization and Circular Economy, Support for +Sustainable Tourism.
BPF’s sustainability and innovation guarantee lines have already supported the economy with over €300M. Below is the impact of BPF Group’s support on companies’ sustainability and competitiveness journey, through guarantees issued by the Mutual Guarantee Societies:
Pedro Bacalhau, Founder and CEO of AlgarExperience, highlights the partnership with Lisgarante: "The important collaboration with the mutual guarantee society was essential for financial support in renewing and acquiring more modern and sustainable vessels, enabling the creation of unique and exclusive experiences, contributing to raising the excellence of the tourism offer in the Algarve region."
Testimonial from Ricardo Silva, Managing Partner of Sandrenata (The Nata): "With Lisgarante’s support, we were able to invest in more sustainable solutions, thus reducing the carbon footprint in the production of our products, without compromising their quality. This investment allowed us to optimize processes and meet the demands of our customers, who are increasingly focused on sustainability. Lisgarante was an essential partner in this transition."
Startups and SMEs, through capital instruments
- Financing companies with sustainability at their core and sustainable projects:
- Arborea, a biotechnology company, received a total co-investment of €4.9M, with €1.9M support through the FdCR
- Mota-Engil Renewing, a renewable energy company, received a total co-investment of €7.4M, with €2.4M support through the FdCR.
- Available products: Capitalization and Resilience Fund, Azores Companies Capitalization Fund, Portugal Blue.
Strategic projects and project finance
- Targeted at large projects and bigger companies.
- Through participation in the High-Speed Rail Line financing operation, BPF supported sustainable mobility and territorial cohesion:
- Granted €110M in Performance Bond;
- Unlocked €250M in additional financing from the European Investment Bank (EIB);
- Generated an estimated €61M in savings throughout the project.
The National Sovereign Bank offers solutions to promote competitiveness and sustainability for companies of all sizes, unlocking opportunities and mitigating market failures.
New products to support corporate sustainability and other entities are expected to be launched soon.