Cookies Notice

Last update: 16 March 2025

1. What is a cookie?
Cookies are small data or text files that web pages or applications install on your browser or device when you access certain websites or other online services, and they are used to store information related to your browsing.

These files contain information that can identify the visitor, either to personalise the page according to the profile or to facilitate the transfer of data between pages of the same site.
Cookies can be installed by the server of the visited website or by a partner with whom this website collaborates. The website server can only read the cookies it has installed itself.

This website uses different types of cookies. Except for cookies necessary for service provision, cookies will only be collected after you give your consent through the "Allow selection" or "Allow all" option. Please note that rejecting certain types of cookies may impact your experience on the website or other online services.

You can change or withdraw your consent at any time via the Cookie Statement on our website.

Learn more about who we are, how you can contact us and how we process personal data in our Privacy Notice at: https://www.bpfomento.pt/pt/aviso-de-privacidade/.


2. How are cookies used?
Visitors to this website use different web browsers. When you visit our website, a record of the type of browser (e.g., Internet Explorer, Google Chrome), operating system (e.g., Windows, Macintosh), and the domain name of your Internet service provider is automatically saved.


3. Why do we use cookies?
During a visit to our web pages, files called "Cookies" may be placed on the user's computer.

The use of cookies aims to improve the performance of our websites and maximise your experience while browsing them, namely by enabling faster and more efficient navigation, eliminating the need to repeatedly enter the same information.


4. Cookie Management
Protecting your privacy is fundamental to us.

Banco Português de Fomento, S.A. (hereinafter referred to as BPF) values the privacy of all users of our website. For this reason, by default, only cookies strictly necessary for the functioning of the website are enabled. If the user wishes to have a more personalised experience on our website, they may enable analytical and performance cookies at their convenience.

However, please note that not enabling cookies may partially or fully affect your browsing experience on the website.

Upon accessing the website, a banner will be displayed presenting the user with the options to configure the cookies used by BPF.

To learn more about cookies, visit www.allaboutcookies.org.

External web services: sometimes we use external web services to display content within our pages. This helps us, among other things, to understand and target more relevant advertising campaigns in the future. For example, to display images or videos or to conduct surveys. As with social media buttons, we cannot prevent information from being collected by these external websites or domains. If you need more information about our providers or how these cookies work, contact us via email: protecao.dados.pessoais@bpfomento.pt.

 
5. Types of Cookies on our website
This site may use cookies that perform various functions, as mentioned below:
  • Necessary Cookies: Necessary cookies help make a website useful by enabling basic functions, such as navigation and access to protected areas of the website. The website may not function properly without these cookies;
  • Statistical and performance / analytical cookies: These cookies help us understand how users interact with the website, collecting and reporting information anonymously;  
  • Unclassified / cookies under review: Unclassified cookies are cookies that are in the process of being classified, together with individual cookie providers.
Data transfer to third countries
Certain cookies used on this website, namely those associated with the Google Analytics 4 service, may involve the transfer of personal data to the United States of America. The provider of this service, Google LLC, is certified under the Data Privacy Framework, recognised by the European Commission as providing an adequate level of protection. These transfers are made in accordance with Article 45 of the GDPR.


6. Cookies set in the past
BPF may continue to use information collected before the cookie preference was set to disabled, even if BPF stops using the disabled cookie to collect more information.


7. Consent
The legal basis for using non-essential cookies is the user's consent, under Article 6(1)(a) of the GDPR. By accepting the use of cookies, we consider that the user agrees with the purposes indicated under this Notice.

If, at any time, you wish to withdraw your consent, you should delete the stored cookies by adjusting the corresponding options in your browser's "Tools" menu. 

For more information about cookies and how to prevent them from being installed or how to delete existing ones on your devices, you can visit the following website: http://www.allaboutcookies.org.

You can find information about controlling cookies according to your web browser at the following addresses:


8. Changes to the Cookie Notice
BPF reserves the right to, at any time, without prior notice and with immediate effect, change, add, update or delete, partially or fully, this information about cookies.

Thus, occasionally, this Cookie Notice will be updated to reflect changes in our practices and services. When we publish changes to our Cookie Notice, we will update the "Last update" date at the top of this Cookie Notice.

We recommend that you check our website periodically to stay informed about any changes to the Cookie Notice or any other policy/notice.


9. 
Cookie Notice generated by the service CookieFirst
 
This cookies table was created and updated by CookieFirst CMP.

The information collected by statistical cookies is transmitted by the user's browser to Google's servers for processing. There is a possibility that the processing of this data may take place in countries outside the European Union.

The use of the Google Analytics service on BPF's website is configured to ensure the protection of your privacy, so that the data cannot be used by Google for its own benefit or by other companies apart from BPF, nor for purposes other than those described above.

If you wish to manage Google Analytics cookies, you should use the following link:  https://tools.google.com/dlpage/gaoptout?hl=pt